Payments processing for international businesses

Pencepay is the premium payments processing service for successful online merchants. We specialize in providing advanced, custom tailored solutions for international merchants.

Paying in a familiar way

Customer pays using the payment options already familiar to him, selected based on his country.

Checkout experience is optimized for mobile devices and presented in a local language and currency.


Get started quickly by using our Checkout feature. Customer is redirected to our secure payment page which supports small and large client devices.

Want it more customized? No problem!

Credit Cards et al

We supports Visa, Visa Electron, Visa VPay, Visa Debit, MasterCard, MasterCard Debit, Maestro, Carte Bleue, Dankort, CartaSi, bank transfers, AliPay, cashU and other alternative payment methods, all using the same APIs.

Micro platform is offered for small value payments.

Administration tool

A full-featured Administration tool is provided for merchants, using which the merchant gets the full power of Pencepay platform without any development required. 

No Design Constraints

We provide full SDKs for several popular programming languages, which means that you completely control the customer payment experience.

You can design the payment forms (e.g. card payment form) to completely match your site or app visuals, with 100% of control over the design.

Libraries provided

We provide feature-packed open source libraries which you can include in your code, so that you can just call Transaction.create() and not worry about the internals.

Libraries are maintained by Pencepay, and full support is provided for them.

Less PCI-DSS worries

Your server never sees the plaintext card number, so you need to worry much less about someone stealing it.

Client device directly calls Pencepay, so that your servers only ever see a non-sensitive payment method token.

White-label integration

All features provided in our Administration tool are available by using our Libraries.

Thus, if you provide solutions for other businesses, you can completely integrate Pencepay into your application workflow.

Do you have any questions? Feel free to contact us.