Payment gateway for Hong Kong

歡迎! Pencepay is an online payment processing service that enables your company to sell from Hong Kong SAR to customers internationally, in multiple currencies, and receive funds into your local Hong Kong bank account.

Transparent pricing: no setup fee, monthly fee, underwriting fee and no testing fee. You only pay percentage of successful transactions processed.

True multi-currency platform: charge your customers in Euros and US$, and receive settlement in Euros and US$ into your Hong Kong bank account with no forex markup.

Premium service

Pencepay provides premium payment processing service and merchant account for companies from Hong Kong. We are not the cheapest payments provider, but we strive to provide the best possible service to our users. 

We are happy to customize our solution, build shopping cart plugins and do other required services to win the trust of merchants, which is why they have trusted us with payments processing for 10 years.

Redirect or direct

Get started quickly by using our Checkout feature. Customer is redirected to our secure payment page which supports small and large client devices.

But if you wish to accept cards directly on your site, you can do that as well, completely secure and with no additional fees.

We even provide you with Paycode email payments support, again for no additional fees.

Payment gateway

We supports Visa, Visa Electron, Visa VPay, Visa Debit, MasterCard, MasterCard Debit, Maestro, Carte Bleue, Dankort, CartaSi, bank transfers, AliPay, cashU and other alternative payment methods, all using the same APIs.

Administration tool

A full-featured Administration tool is provided for merchants, using which the merchant gets the full power of Pencepay platform without any development required. 

All the features from Administration tool are available through the API, so you can integrate all aspects of payments processing into your existing business process, application or shopping cart.

No Design Constraints

We provide full SDKs for several popular programming languages, which means that you completely control the customer payment experience.

You can design the payment forms (e.g. card payment form) to completely match your site or app visuals, with 100% of control over the design.

Libraries provided

We provide feature-packed open source libraries which you can include in your code, so that you can just call Transaction.create() and not worry about the internals.

Libraries are maintained by Pencepay, and full support is provided for them.

Do you have any questions? Feel free to contact us.